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Once you own a home, it is easy to put everything on
autopilot. Your
mortgage ticks along, insurance renews automatically and
paperwork stays filed away. But over time, small details can
drift out of line with your circumstances, sometimes without you
realising
If you took out a two, three or five-year
fixed mortgage a few years ago, 2026 could
be an important year for you. Around
1.8 million homeowners are coming to the
end of fixed-rate deals taken out in
2021, 2022 and 2023. As those deals
expire, borrowers face a decision about
what happens next and doing nothing may
not always be the best outcome.
After
a
few
uncertain
years
for
the
housing
market,
there
may
be
some
steadier
news
for
homeowners. According
to
new
figures
from
Rightmove,
UK
house
prices
are
expected
to
rise
by
around
2
per
cent
during
2026,
marking
a
modest
improvement
after
a
relatively
flat
period.
As your mortgage broker, we regularly speak to clients who are focused on the obvious household costs: mortgage payments, energy bills, council tax. Home insurance often gets treated as a simple renewal.
All the information in this article is correct as of the date of this email. The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics and images does not, and is not intended to, substitute advice; instead, all information, content and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information. This Newsletter is intended for the addressee only and should not be forwarded on. |